Health Benefits Cost Reduction
Employee health benefits ranks as the 2nd largest expense for the average employer, second only to payroll, and the rising cost of employee health benefits is the number one issue, or problem employers are facing today. Every they are face with a choice of paying significantly more, or reducing benefits and paying slightly more.
We have a healthcare billing problem in the United States. The price for medical services and the price of prescription drugs, depends on how much can be extracted from you, or from your health plan, and you have no idea how much the bill is going to be until after services are rendered. The patient that comes in right after you could be paying one tenth of what you are paying, or ten times what you are paying, depending on their health plan. Could you imagine if you were to go into a grocery store, nothing had a price tag, and everyone had a different price to pay at the register? That’s healthcare.
We focus controlling the costs of the four primary cost drivers which make up 90% of the cost of a health plan: hospitalization & surgery, outpatient services, including diagnostic labs & imaging, emergency services, prescription drugs, and physician services. Our direct primary care strategy with concierge medicine, provides a noticeable increase in access to care while serving to help bring price transparencies, and deep additional discounts for hospitalization, Surgery, outpatient services, labs, imaging, emergency services, drugs, and physician services.
We help organizations to reduce the cost of their employees’ health benefits by 12 to 25%, and sometimes more, while reducing their employees’ out of pocket costs, and increasing their quality of care without necessarily changing their broker or health plan provider. With nearly a 100% success rate, and fees contingent on results, your clients will forever love you for the savings
Accounts Payable – Virtual Payments
Up until now, the cost of operating a company’s accounts payable function, has been a necessary expense. After all, no one could expect the department that is responsible for making payments, to also generate revenue. That is, up until now.
For businesses that manually process hundreds of invoices each week, the benefits of transitioning to virtual payments is huge. Virtual payments, is not only easier, than checks and ACH, it’s faster. And added speed ultimately means added savings.
Our FREE automated virtual payment solution works with an organizations existing accounting software, streamlines their current procedures, and not only saves: time, money, and paper, but actually pays them a rebate for each virtual payment made.
Our Virtual Payment platform works with their existing accounting software, and there’s no need to change banking relationships. Virtual Payments will save their organization both time and money, and Virtual Payments pays them revenue for every transaction. How much revenue? Every $10 million in Virtual Payments could add $135,000 in additional revenue to their bottom line.
Businesses have to pay your suppliers anyway, so why not turn their Accounts Payable into additional revenue.
Advisors are paid a residual income, on each business, every month they are using virtual payments. You are paid off the transactions not the savings!!!
Instant Employee Pay
Instant Employee Pay for hourly workers as a company sponsored 3rd party employee benefit program, specifically designed for the hourly worker, that costs employers nothing and requires no integration to payroll systems.
With unemployment at historic lows, it’s becoming increasingly difficult to attract and retain top talent.
Offering instant access to earn wages is a benefit that can build loyalty with hourly workers and gives employers a competitive edge in recruiting top talent. Soon, employers with hourly workers will find themselves at a competitive disadvantage if they’re not offering instant access to earned wages.
The average cost to replace an employee is over $3,200 and the average cost of absenteeism is over $3,500. Instant Employee Pay, on average, achieves the following results…
- 60% increase in job applicants
- 13% reduction in employee turnover
- 10% reduction in absenteeism
Zero Cost Processing
For any business that accepts payment for goods or services by credit card, they can now recover back 1% to 4% of their gross sales amount by no longer having to pay for the merchant service processing charges of the transaction.
In the wake of the $5,000,000,000+ class action law suit against the big names in merchant services comes a solution to prevent future overcharging, specifically…don’t be charged at all!
THE RULES HAVE CHANGED for accepting credit cards. Advances in technology, combined with most states in the country which have now approved this, means that companies that sell their goods or services can now apply any merchant processing fees of processing credit cards as a fee to the buyer at time of sale. This is only for processing credit cards, and does not apply to debit card transactions (which have a significantly lower processing cost).
Our special team handles everything needed to properly set up the business to take advantage of this new change, from technology, to disclosure signage, to training of the client and their staff.
Once the client’s company is on this new system the only difference they will notice is an additional 1% to 4% added to the profits of credit card sales.
This is a unique service which is just starting to emerge as an option for businesses in the United States. The advisor is paid a residual income on each business every month they are processing credit card transactions. You are paid off the transactions not the savings!!! Imagine being able to say to your client, “You know those merchant processing fees you have to pay? You don’t have to pay those anymore”. Business owners now have the option to not have to pay merchant processing fees. So we can either lower clients credit card processing fees with our credit card audit program above or with Zero Cost Credit Processing we can eliminate their fees so either way you and your client win.
Class Action Claims Consulting
One of our newest service additions has become one of the best ways to get in front of business owners anywhere in the country. Class action settlement claims consulting provides your clients with the ability to obtain their fair shares of consumer and antitrust class action recoveries.
Through strategic relationships, we provide:
- Access to a custom CRM which is able to be pre-loaded with new business prospects every month.
- Targeted monthly direct mail campaigns customized for your business.
- Dynamic trainings and workshops to launch your business strong and train you to capitalize on cross-selling opportunities for other client savings.
Our workshop training classes have been the most exciting our advisors have ever witnessed, they include:
- Training on how to get past gatekeepers of any size company in the country; one of single greatest marketing techniques we can teach you.
- Our trainer will work one-on-one with you, and actually call some of your provided leads to engage them.
The class action settlement claims consulting services include:
- Providing advisor support in advising next steps for serving the client.
- Preparing, assembling, submitting, and managing client claims packages.
- Providing effective notification of settlements in which clients may be eligible.
Our team tracks many different class actions, currently there are over twenty which total over $8 Billion in potential recoveries in which we are signing up our clients.
Energy deregulation in the U.S. makes it possible to lower the cost of electricity you get from your supplier in many states. Benefits of our reverse auction model for your business is a 10-20% savings gain with pricing transparency. Through an easy enrollment process that has flexible terms, no switching fees and most importantly no interruption of service. There are no maintenance or hidden fees. Delivery and maintenance will continue to be the responsibility of your local public utility. Our reverse auction process lets you analyze past usage data to apply to guarantee you the best prices for your future electrical needs. This puts you in control allowing you to set your terms through a real-time competitive bidding process that is more effective than conventional paper-based bids.
This service pays every month for as long as the client is on the service.